CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: North Memorial Health Hospital

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 451
Insurance Median: $24,216
Cash Discount Price: $28,817
vs. Medicare Baseline: 1.03x Medicare

The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at North Memorial Health Hospital is $24,216. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $28,817. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.03x the Medicare baseline. Located in 3300 Oakdale North, Robbinsdale, MN.

Cash / Self-Pay

$28,817

Average discount available for prompt cash payment at this facility.

Insurance Median

$24,216

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)

Cash / Self-Pay: $28,817 (123%)

Insurance Median: $24,216 (103%)

Cash: $28,817 (123% of Medicare)

Ins. Median: $24,216 (103% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medica [1086]	$22,991 - $24,164	98%
Humana	$23,460	100%
Health Partners [1061]	$23,507 - $48,760	100%
Blue Cross Blue Shield	$23,930	102%
Ucare [1148]	$23,930 - $42,229	102%
Medicare (plans)	$24,216	103%
UnitedHealthcare	$24,399 - $58,464	104%
Aetna	$26,041	111%
Cigna	$50,772	216%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $28,817.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 451.

Insurance In-Network Protection Plan

Contact your insurance company to confirm North Memorial Health Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 451.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.