CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Essentia Health St Mary's Medical Center

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 43239
  • Insurance Median: $1,457
  • Cash Discount Price: $1,923
  • vs. Medicare Baseline: 1.57x Medicare
The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Essentia Health St Mary's Medical Center is $1,457. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,923. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 1.57x the Medicare baseline. Located in 402 East Second Street, Duluth, MN.
Cash / Self-Pay
$1,923

Average discount available for prompt cash payment at this facility.

Insurance Median
$1,457

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)
Cash / Self-Pay: $1,923 (208%)
Insurance Median: $1,457 (157%)
Cash: $1,923 (208% of Medicare)
Ins. Median: $1,457 (157% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Primewest $874 94%
Itasca Med Care $938 101%
Advocare/Security Health $940 101%
Blue Cross Blue Shield $940 - $2,215 101%
Freedom Blue Ppo $940 101%
Healthpartners Care Msho / Mcr Adv $940 101%
Imcare Msho (Ref Req) $940 101%
Imcare Msho Pcc Prime $940 101%
Imcare Msho Ref Req $940 101%
Medica Advantage Solutions $940 101%
Medica Msho/Dual Solutions $940 101%
Medica Prime Solution Group $940 101%
Medicare (plans) $940 101%
Nd Va Administration $940 101%
Platinum Blue / Vantage Blue $940 101%
Primewest Msho $940 101%
Secure Blue Msho $940 101%
Ubh Cost Plan $940 101%
Ubh Msho $940 101%
Ucare Msho $940 101%
UnitedHealthcare $940 - $2,133 101%
Medica Access $965 104%
Healthpartners Care Pmap $1,160 125%
Sanford Health Plan $1,250 - $1,660 135%
Blue Plus Pmap Pcc Prime $1,287 - $1,457 139%
Medica $1,611 - $1,655 174%
Medica Uplan $1,611 174%
Healthpartners $1,745 - $2,084 188%
Medica Choice $1,780 192%
Ucare $1,917 207%
Cigna $2,084 225%
Healthpartners Pcc Prime $2,084 225%
Wea $2,098 - $2,244 226%
Security Health $2,244 242%
America'S Ppo $2,258 244%
Wps $2,419 - $2,448 261%
Aetna $2,477 267%
Healthscope Benefits $2,477 267%
Healtheos $2,506 270%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 402 East Second Street, Duluth, MN 55805
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals