CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Cambridge Medical Center

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $138
Cash Discount Price: $96
vs. Medicare Baseline: 1.02x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Cambridge Medical Center is $138. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $96. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 1.02x the Medicare baseline. Located in 701 South Dellwood Avenue, Cambridge, MN.

Cash / Self-Pay

$96

Average discount available for prompt cash payment at this facility.

Insurance Median

$138

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $96 (71%)

Insurance Median: $138 (102%)

Cash: $96 (71% of Medicare)

Ins. Median: $138 (102% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ucare Pmap (A B C D E G N O S U R H)	$34 - $48	25%
Aetna	$76 - $142	56%
Medica Health System	$87 - $192	64%
Medicaid / KanCare	$98	72%
Hennepin Health	$101	74%
Healthpartners	$115 - $161	85%
Medica Ubh (D)	$119 - $167	88%
Health Partners	$126 - $324	93%
UnitedHealthcare	$129 - $199	95%
Medica	$131 - $182	97%
Medica Mhps	$131 - $182	97%
Americas Ppo (Araz)(B D N O R S V)	$132 - $184	97%
Americas Ppo (Araz) (B D N H O R S)	$143 - $200	105%
First Health (A C E G H U B D N O R S)	$143 - $200	105%
All Other Contracted Care (A B C D E G H N O R S U)	$170 - $238	125%
Blue Cross Blue Shield	$196 - $630	145%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $96.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cambridge Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.