CMS Price Transparency Data

Diagnostic mammogram (both breasts)

Facility: St Lukes Hospital

Billing Code: 77066 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 77066
Insurance Median: $95
Cash Discount Price: $455
vs. Medicare Baseline: 0.61x Medicare

The contracted insurance negotiated median rate for a Diagnostic mammogram (both breasts) at St Lukes Hospital is $95. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $455. Compared to the federal Medicare reimbursement reference rate of $156.98, this hospital’s rate is 0.61x the Medicare baseline. Located in 915 East 1St Street, Duluth, MN.

Cash / Self-Pay

$455

Average discount available for prompt cash payment at this facility.

Insurance Median

$95

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$156.98

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $156.98 (100%)

Cash / Self-Pay: $455 (290%)

Insurance Median: $95 (61%)

Cash: $455 (290% of Medicare)

Ins. Median: $95 (61% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $156.98 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ucare	$33 - $46	21%
Blue Cross Blue Shield	$35 - $719	22%
Medica	$35 - $151	22%
UnitedHealthcare	$38 - $151	24%
Aetna	$44 - $117	28%
Healthpartners	$45 - $116	29%
Tricare	$45	29%
Humana	$47 - $119	30%
Security Health Plan Of Wisconsin, Inc.	$84 - $671	54%
Group Health Cooperative Of Eau Claire	$307	196%
America'S Ppo	$440	280%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $455.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 77066.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Lukes Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 77066.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.