CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: St Lukes Hospital

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 99214
  • Insurance Median: $112
  • Cash Discount Price: $202
  • vs. Medicare Baseline: 0.83x Medicare
The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at St Lukes Hospital is $112. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $202. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 0.83x the Medicare baseline. Located in 915 East 1St Street, Duluth, MN.
Cash / Self-Pay
$202

Average discount available for prompt cash payment at this facility.

Insurance Median
$112

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)
Cash / Self-Pay: $202 (149%)
Insurance Median: $112 (83%)
Cash: $202 (149% of Medicare)
Ins. Median: $112 (83% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $72 - $395 53%
Ucare $75 - $94 55%
UnitedHealthcare $77 - $254 57%
Group Health Cooperative Of Eau Claire $86 63%
Security Health Plan Of Wisconsin, Inc. $86 - $328 63%
Aetna $89 66%
Medica $89 - $328 66%
Healthpartners $91 - $242 67%
Tricare $91 67%
Humana $95 70%
First Health Group Corp $160 118%
Cigna $210 155%
Multiplan, Inc $268 198%
America'S Ppo $276 204%
Wps $279 206%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 915 East 1St Street, Duluth, MN 55805
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals