CMS Price Transparency Data

Bunion correction surgery

Facility: Park Nicollet Methodist Hospital

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $3,282
Cash Discount Price: $2,438
vs. Medicare Baseline: 0.98x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Park Nicollet Methodist Hospital is $3,282. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,438. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.98x the Medicare baseline. Located in 6500 Excelsior Blvd, Saint Louis Park, MN.

Cash / Self-Pay

$2,438

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,282

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $2,438 (73%)

Insurance Median: $3,282 (98%)

Cash: $2,438 (73% of Medicare)

Ins. Median: $3,282 (98% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$1,572 - $2,962	47%
Blue Cross Blue Shield	$1,705 - $3,468	51%
Ma Wisconsin Replacement [950271]	$3,061	92%
UnitedHealthcare	$3,061 - $4,130	92%
Medica [900156]	$3,190	95%
Medicare (plans)	$3,364 - $3,512	101%
Healthpartners [900713]	$5,958	178%
First Health Network [950334]	$7,031	210%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,438.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Park Nicollet Methodist Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.