CMS Price Transparency Data

Electrocardiogram (EKG, tracing only)

Facility: Owatonna Hospital

Billing Code: 93005 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93005
Insurance Median: $186
Cash Discount Price: $172
vs. Medicare Baseline: 3.09x Medicare

The contracted insurance negotiated median rate for a Electrocardiogram (EKG, tracing only) at Owatonna Hospital is $186. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $172. Compared to the federal Medicare reimbursement reference rate of $60.27, this hospital’s rate is 3.09x the Medicare baseline. Located in 2250 26Th Street Northwest, Owatonna, MN.

Cash / Self-Pay

$172

Average discount available for prompt cash payment at this facility.

Insurance Median

$186

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$60.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $60.27 (100%)

Cash / Self-Pay: $172 (285%)

Insurance Median: $186 (309%)

Cash: $172 (285% of Medicare)

Ins. Median: $186 (309% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $60.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 309% of the Medicare baseline (a markup of 209%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$52 - $199	86%
Medicaid / KanCare	$56	93%
Aetna	$58 - $183	96%
Medicare (plans)	$60 - $61	100%
South Country Health Alliance	$61	101%
Medica	$62 - $235	103%
Ucare Pmap (A B C D E G N O S U R H)	$62	103%
Medica Health System	$157 - $248	260%
Healthpartners	$208	345%
Medica Ubh (O)	$215 - $258	357%
Health Partners	$227	377%
Medica Mhps	$235	390%
Americas Ppo (Araz)(B D N O R S V)	$237	393%
Medica Ubh Pmap	$246	408%
Americas Ppo (Araz) (B D N H O R S)	$258	428%
First Health (A C E G H U B D N O R S)	$258	428%
All Other Contracted Care (A B C D E G H N O R S U)	$308	511%
UnitedHealthcare	$379	629%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $172.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93005.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Owatonna Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93005.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.