CMS Price Transparency Data

X-ray, chest (single view)

Facility: Owatonna Hospital

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $192
Cash Discount Price: $174
vs. Medicare Baseline: 2.16x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at Owatonna Hospital is $192. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $174. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 2.16x the Medicare baseline. Located in 2250 26Th Street Northwest, Owatonna, MN.

Cash / Self-Pay

$174

Average discount available for prompt cash payment at this facility.

Insurance Median

$192

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $174 (196%)

Insurance Median: $192 (216%)

Cash: $174 (196% of Medicare)

Ins. Median: $192 (216% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 216% of the Medicare baseline (a markup of 116%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ucare Pmap (A B C D E G N O S U R H)	$50 - $75	56%
Blue Cross Blue Shield	$62 - $199	70%
Medicaid / KanCare	$83	93%
Aetna	$85 - $222	96%
Medicare (plans)	$89 - $90	100%
South Country Health Alliance	$90	101%
Medica	$92 - $296	103%
Medica Health System	$164 - $312	184%
Healthpartners	$168 - $253	189%
Medica Ubh (O)	$174 - $313	196%
Health Partners	$184 - $275	207%
Americas Ppo (Araz)(B D N O R S V)	$192 - $288	216%
Medica Ubh Pmap	$199 - $299	224%
Americas Ppo (Araz) (B D N H O R S)	$209 - $313	235%
First Health (A C E G H U B D N O R S)	$209 - $313	235%
All Other Contracted Care (A B C D E G H N O R S U)	$249 - $373	280%
Medica Mhps	$296	333%
UnitedHealthcare	$336	378%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $174.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Owatonna Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.