CMS Price Transparency Data

CT scan, neck (cervical spine)

Facility: Essentia Health St Joseph's Medical Center

Billing Code: 72125 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 72125
  • Insurance Median: $997
  • Cash Discount Price: $1,491
  • vs. Medicare Baseline: 9.33x Medicare
The contracted insurance negotiated median rate for a CT scan, neck (cervical spine) at Essentia Health St Joseph's Medical Center is $997. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,491. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 9.33x the Medicare baseline. Located in 523 North 3Rd Street, Brainerd, MN.
Cash / Self-Pay
$1,491

Average discount available for prompt cash payment at this facility.

Insurance Median
$997

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)
Cash / Self-Pay: $1,491 (1396%)
Insurance Median: $997 (933%)
Cash: $1,491 (1396% of Medicare)
Ins. Median: $997 (933% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 933% of the Medicare baseline (a markup of 833%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Itasca Med Care $106 99%
Primewest $106 99%
Advocare/Security Health $114 107%
Blue Cross Blue Shield $114 - $1,550 107%
Freedom Blue Ppo $114 107%
Healthpartners Care Msho / Mcr Adv $114 107%
Imcare Msho Pcc Prime $114 107%
Imcare Msho Ref Req $114 107%
Medica Advantage Solutions $114 107%
Medica Msho/Dual Solutions $114 107%
Medica Prime Solution Group $114 107%
Medicare (plans) $114 107%
Nd Va Administration $114 107%
Platinum Blue/Vantage Blue $114 107%
Primewest Msho $114 107%
Secure Blue Msho $114 107%
Ubh Cost Plan $114 107%
Ubh Msho $114 107%
Ucare Msho $114 107%
UnitedHealthcare $114 - $1,686 107%
Blue Plus Pmap Pcc Prime $405 - $1,400 379%
Medica Access $700 655%
Sanford Health Plan $950 - $1,000 889%
Healthpartners Care Pmap $952 891%
Medica $1,409 - $1,566 1319%
Medica Uplan $1,409 1319%
Ucare $1,457 1364%
Wea $1,595 - $1,706 1493%
Medica Choice $1,613 1510%
Cigna $1,628 1524%
Healthpartners $1,628 1524%
Healthpartners Pcc Prime $1,628 1524%
America'S Ppo $1,717 1608%
Wps $1,838 - $1,861 1721%
Aetna $1,883 1763%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 523 North 3Rd Street, Brainerd, MN 56401
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals