Blood test, basic metabolic panel
Facility: Buffalo Hospital
Billing Code: 80048 (CPT)
This hospital's typical commercial price is $24 compared to the $17 fair price benchmark.
5-Star CMS clinical quality rating paired with 1.41× fair market pricing.
Highest price of the 9 MN hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 MN hospitals with a price for this procedure. Full list below.
A fair price for a Blood test, basic metabolic panel is about $17 (about 2.1× the $8 Medicare rate). Buffalo Hospital charges insurers about $24, or about $64 in cash — above the fair price. Located in Buffalo, MN.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $17. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $11 - $154 | 130% |
| Blue Cross Blue Shieldmajor | $9 - $149 | 106% |
| Aetnamajor | $8 - $139 | 95% |
| Cignamajor | $29 | 343% |
| HealthPartners | $15 - $147 | 177% |
| Medica | $7 - $214 | 83% |
| UCare | $6 - $51 | 71% |
| + 3 smaller / regional plans | $9 - $199 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Buffalo Hospital
Compare: Blood test, basic metabolic panel at other MN hospitals
- Essentia Health St Mary's Medical Center · Duluth $8
- Winona Health Services · Winona $8
- Essentia Health St Joseph's Medical Center · Brainerd $8
- Essentia Health Virginia · Virginia $8
- Essentia Health St Marys - Detroit Lakes · Detroit Lakes $8
- Essentia Health Sandstone · Sandstone $8
- Essentia Health Ada · Ada $8
- Essentia Health Holy Trinity Hospital · Graceville $8
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Buffalo Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $72
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $72).
Self-Pay Cash Rate ($64) Beats Your Bill
Buffalo Hospital's published 45 CFR § 180 self-pay cash rate is $64 (vs. $24 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $17 Fair BaseRate ($8 Medicare)
Your bill ($199) is $182 above the denoised Fair BaseRate ($17) and 24.9× the $8 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.