CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: M Health Fairview University of Mn Medical Center

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $86
Cash Discount Price: $75
vs. Medicare Baseline: 10.17x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at M Health Fairview University of Mn Medical Center is $86. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $75. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 10.17x the Medicare baseline. Located in 2450 Riverside Avenue, Minneapolis, MN.

Cash / Self-Pay

$75

Average discount available for prompt cash payment at this facility.

Insurance Median

$86

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $75 (887%)

Insurance Median: $86 (1017%)

Cash: $75 (887% of Medicare)

Ins. Median: $86 (1017% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1017% of the Medicare baseline (a markup of 917%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$8 - $40	95%
Itasca Medical Care	$8	95%
Medica	$8 - $22	95%
Primewest	$8	95%
Sanford Health Plan	$8 - $111	95%
Security Health Plan	$8 - $141	95%
South Country Health Alliance	$8	95%
Ucare	$8 - $19	95%
UnitedHealthcare	$8 - $107	95%
Wellcare	$8	95%
Health Partners	$9 - $75	106%
Hennepin Health	$9 - $10	106%
Cigna	$13 - $105	154%
Emerging Therapies	$15 - $120	177%
Aetna	$16 - $128	189%
Humana	$16 - $122	189%
America'S Ppo	$18 - $135	213%
Interlink	$18 - $141	213%
First Health	$20 - $154	236%
Multiplan	$20 - $160	236%
Private Healthcare Systems	$20 - $160	236%
Wisconsin Physician Services	$22 - $169	260%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $75.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm M Health Fairview University of Mn Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.