CMS Price Transparency Data

Blood test, creatinine (kidney)

Facility: M Health Fairview University of Mn Medical Center

Billing Code: 82565 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82565
Insurance Median: $33
Cash Discount Price: $24
vs. Medicare Baseline: 6.45x Medicare

The contracted insurance negotiated median rate for a Blood test, creatinine (kidney) at M Health Fairview University of Mn Medical Center is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $24. Compared to the federal Medicare reimbursement reference rate of $5.12, this hospital’s rate is 6.45x the Medicare baseline. Located in 2450 Riverside Avenue, Minneapolis, MN.

Cash / Self-Pay

$24

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.12

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.12 (100%)

Cash / Self-Pay: $24 (469%)

Insurance Median: $33 (645%)

Cash: $24 (469% of Medicare)

Ins. Median: $33 (645% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 645% of the Medicare baseline (a markup of 545%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$5 - $26	98%
Health Partners	$5 - $46	98%
Itasca Medical Care	$5	98%
Medica	$5 - $14	98%
Primewest	$5	98%
Sanford Health Plan	$5 - $46	98%
Security Health Plan	$5 - $59	98%
South Country Health Alliance	$5	98%
Ucare	$5 - $12	98%
UnitedHealthcare	$5 - $44	98%
Wellcare	$5	98%
Hennepin Health	$6	117%
Cigna	$8 - $44	156%
Aetna	$10 - $53	195%
Emerging Therapies	$10 - $50	195%
Humana	$10 - $51	195%
America'S Ppo	$11 - $56	215%
Interlink	$11 - $59	215%
First Health	$12 - $64	234%
Multiplan	$13 - $66	254%
Private Healthcare Systems	$13 - $66	254%
Wisconsin Physician Services	$13 - $70	254%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $24.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82565.

Insurance In-Network Protection Plan

Contact your insurance company to confirm M Health Fairview University of Mn Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82565.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.