CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: M Health Fairview University of Mn Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $606
Cash Discount Price: $265
vs. Medicare Baseline: 0.69x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at M Health Fairview University of Mn Medical Center is $606. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $265. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.69x the Medicare baseline. Located in 2450 Riverside Avenue, Minneapolis, MN.

Cash / Self-Pay

$265

Average discount available for prompt cash payment at this facility.

Insurance Median

$606

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $265 (30%)

Insurance Median: $606 (69%)

Cash: $265 (30% of Medicare)

Ins. Median: $606 (69% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Health Partners	$81 - $3,572	9%
Itasca Medical Care	$81 - $1,013	9%
Primewest	$81 - $1,013	9%
South Country Health Alliance	$81 - $1,013	9%
Ucare	$82 - $2,327	9%
Medica	$86 - $2,310	10%
Hennepin Health	$91 - $1,025	10%
Blue Cross Blue Shield	$92 - $2,979	10%
Sanford Health Plan	$109 - $1,013	12%
Security Health Plan	$109 - $1,013	12%
UnitedHealthcare	$109 - $2,480	12%
Wellcare	$109 - $1,013	12%
Cigna	$236	27%
Emerging Therapies	$270	31%
Humana	$274	31%
Aetna	$287	33%
Interlink	$316	36%
America'S Ppo	$321 - $333	37%
First Health	$346	39%
Multiplan	$359	41%
Private Healthcare Systems	$359	41%
Wisconsin Physician Services	$380	43%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $265.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm M Health Fairview University of Mn Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.