CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: M Health Fairview University of Mn Medical Center

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $1,322
Cash Discount Price: $825
vs. Medicare Baseline: 1.43x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at M Health Fairview University of Mn Medical Center is $1,322. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $825. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 1.43x the Medicare baseline. Located in 2450 Riverside Avenue, Minneapolis, MN.

Cash / Self-Pay

$825

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,322

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $825 (89%)

Insurance Median: $1,322 (143%)

Cash: $825 (89% of Medicare)

Ins. Median: $1,322 (143% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$89 - $1,837	10%
Health Partners	$92 - $2,843	10%
Itasca Medical Care	$92 - $933	10%
Primewest	$92 - $933	10%
South Country Health Alliance	$92 - $933	10%
Sanford Health Plan	$93 - $1,932	10%
Ucare	$94 - $2,145	10%
Medica	$99 - $2,467	11%
Emerging Therapies	$101 - $2,099	11%
Humana	$103 - $2,132	11%
UnitedHealthcare	$103 - $3,500	11%
Hennepin Health	$104 - $944	11%
Blue Cross Blue Shield	$106 - $1,587	11%
Aetna	$108 - $2,230	12%
Security Health Plan	$116 - $2,460	13%
Interlink	$119 - $2,460	13%
America'S Ppo	$120 - $2,362	13%
Wellcare	$125 - $933	13%
First Health	$130 - $2,690	14%
Multiplan	$135 - $2,788	15%
Private Healthcare Systems	$135 - $2,788	15%
Wisconsin Physician Services	$143 - $2,952	15%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $825.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm M Health Fairview University of Mn Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.