CMS Price Transparency Data

Cataract surgery with lens implant

Facility: Essentia Health St Marys - Detroit Lakes

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $2,397
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.02x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at Essentia Health St Marys - Detroit Lakes is $2,397. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 1.02x the Medicare baseline. Located in 1027 Washington Ave, Detroit Lakes, MN.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,397

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Insurance Median: $2,397 (102%)

Ins. Median: $2,397 (102% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,559 - $10,259	66%
Primewest	$2,247	95%
Itasca Med Care	$2,281	97%
Advocare/Security Health	$2,397	102%
Freedom Blue Ppo	$2,397	102%
Healthpartners Care Msho / Mcr Adv	$2,397	102%
Imcare Msho Pcc Prime	$2,397	102%
Imcare Msho Ref Req	$2,397	102%
Medica Advantage Solutions	$2,397	102%
Medica Msho/Dual Solutions	$2,397	102%
Medica Prime Solution Group	$2,397	102%
Medicare (plans)	$2,397	102%
Nd Va Administration	$2,397	102%
Platinum Blue/Vantage Blue	$2,397	102%
Primewest Msho	$2,397	102%
Secure Blue Msho	$2,397	102%
Ubh Cost Plan	$2,397	102%
Ubh Msho	$2,397	102%
Ucare Msho	$2,397	102%
UnitedHealthcare	$2,397	102%
Sanford Healthplan	$4,039	171%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Essentia Health St Marys - Detroit Lakes is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.