CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Essentia Health St Marys - Detroit Lakes

Billing Code: 99214 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$120

about 0.9× the $136 Medicare rate · typically $90–$190

modeled estimate · not a bill or quote

Medicare pays $136 Fair price $120 Cash price $94 Hospital's list price $147

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$123	91%
Blue Cross Blue Shieldmajor	$66 - $173	49%
Aetnamajor	$125	92%
Cignamajor	$108	80%
HealthPartners	$57 - $108	42%
Medica	$93 - $117	69%
Sanford Health Plan	$63 - $66	46%
UCare	$97	72%
+ 2 smaller / regional plans	$106 - $126

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 94), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 99214.

Insurance Before you use insurance

Call your insurance company to confirm Essentia Health St Marys - Detroit Lakes is in-network.
Ask your insurer whether prior approval is required for CPT code 99214.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Essentia Health St Marys - Detroit Lakes

Compare: Office visit, established patient (30-39 min) at other MN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.