CMS Price Transparency Data

Psychological testing by technician

Facility: Essentia Health St Marys - Detroit Lakes

Billing Code: 96138 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96138
Insurance Median: $419
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.92x Medicare

The contracted insurance negotiated median rate for a Psychological testing by technician at Essentia Health St Marys - Detroit Lakes is $419. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $456.4, this hospital’s rate is 0.92x the Medicare baseline. Located in 1027 Washington Ave, Detroit Lakes, MN.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$419

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$456.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $456.4 (100%)

Insurance Median: $419 (92%)

Ins. Median: $419 (92% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $456.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$267 - $1,754	59%
Primewest	$384	84%
Itasca Med Care	$399	87%
Advocare/Security Health	$419	92%
Freedom Blue Ppo	$419	92%
Healthpartners Care Msho / Mcr Adv	$419	92%
Imcare Msho Pcc Prime	$419	92%
Imcare Msho Ref Req	$419	92%
Medica Advantage Solutions	$419	92%
Medica Msho/Dual Solutions	$419	92%
Medica Prime Solution Group	$419	92%
Medicare (plans)	$419	92%
Nd Va Administration	$419	92%
Platinum Blue/Vantage Blue	$419	92%
Primewest Msho	$419	92%
Secure Blue Msho	$419	92%
Ubh Cost Plan	$419	92%
Ubh Msho	$419	92%
Ucare Msho	$419	92%
UnitedHealthcare	$419	92%
Sanford Healthplan	$707	155%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96138.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Essentia Health St Marys - Detroit Lakes is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96138.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.