CMS Price Transparency Data

Speech therapy (group session)

Facility: St Francis Regional Medical Center

Billing Code: 92508 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92508
Insurance Median: $185
Cash Discount Price: $240
vs. Medicare Baseline: 7.69x Medicare

The contracted insurance negotiated median rate for a Speech therapy (group session) at St Francis Regional Medical Center is $185. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $240. Compared to the federal Medicare reimbursement reference rate of $24.05, this hospital’s rate is 7.69x the Medicare baseline. Located in 1455 St Francis Avenue, Shakopee, MN.

Cash / Self-Pay

$240

Average discount available for prompt cash payment at this facility.

Insurance Median

$185

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$24.05

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $24.05 (100%)

Cash / Self-Pay: $240 (998%)

Insurance Median: $185 (769%)

Cash: $240 (998% of Medicare)

Ins. Median: $185 (769% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 769% of the Medicare baseline (a markup of 669%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$19	79%
South Country Health Alliance	$20	83%
Aetna	$23 - $255	96%
Medicare (plans)	$24	100%
Blue Cross Blue Shield	$25 - $190	104%
Medica	$25 - $253	104%
Scha Msho (S)	$26	108%
Health Partners	$34 - $87	141%
Ucare Pmap (A B C D E G N O S U R H)	$86	358%
Cigna	$97	403%
Medica Health System	$160 - $266	665%
Medica Mhps	$253	1052%
UnitedHealthcare	$311	1293%
Americas Ppo (Araz)(B D N O R S V)	$331	1376%
Americas Ppo (Araz) (B D N H O R S)	$361	1501%
First Health (A C E G H U B D N O R S)	$361	1501%
All Other Contracted Care (A B C D E G H N O R S U)	$429	1784%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $240.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92508.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Francis Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92508.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.