CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Sanford Westbrook Medical Center

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $119
Cash Discount Price: $114
vs. Medicare Baseline: 19.80x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Sanford Westbrook Medical Center is $119. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $114. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 19.80x the Medicare baseline. Located in 920 Bell Avenue Po Box 188, Westbrook, MN.

Cash / Self-Pay

$114

Average discount available for prompt cash payment at this facility.

Insurance Median

$119

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $114 (1897%)

Insurance Median: $119 (1980%)

Cash: $114 (1897% of Medicare)

Ins. Median: $119 (1980% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1980% of the Medicare baseline (a markup of 1880%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$35 - $132	582%
Sanford Health Plan Align	$61	1015%
Aetna	$66 - $124	1098%
Health Partners	$66 - $114	1098%
Medicare (plans)	$66	1098%
Ucare	$66 - $126	1098%
UnitedHealthcare	$66 - $119	1098%
Wellmark Sd	$66	1098%
Primewest	$68 - $72	1131%
Security Health Plan	$79	1314%
Sanford Health Plan	$113 - $133	1880%
Medica	$126 - $135	2097%
Cigna	$129	2146%
First Choice Health Network	$129	2146%
Healthez	$129	2146%
Multiplan	$129	2146%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $114.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sanford Westbrook Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.