CMS Price Transparency Data

C-section delivery (full package)

Facility: Olivia Hospital & Clinic

Billing Code: 59510 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59510
Insurance Median: $2,891
Cash Discount Price: $3,642
vs. Medicare Baseline: 1.17x Medicare

The contracted insurance negotiated median rate for a C-section delivery (full package) at Olivia Hospital & Clinic is $2,891. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,642. Compared to the federal Medicare reimbursement reference rate of $2,473.27, this hospital’s rate is 1.17x the Medicare baseline. Located in 100 Healthy Way, Olivia, MN.

Cash / Self-Pay

$3,642

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,891

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,473.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,473.27 (100%)

Cash / Self-Pay: $3,642 (147%)

Insurance Median: $2,891 (117%)

Cash: $3,642 (147% of Medicare)

Ins. Median: $2,891 (117% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,473.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,040 - $5,796	42%
Medicaid / KanCare	$2,418 - $2,908	98%
Medicare (plans)	$2,782 - $2,904	112%
UnitedHealthcare	$2,877	116%
Healthpartners [900713]	$5,209	211%
Medica [900156]	$5,714	231%
First Health Network [950334]	$5,792	234%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,642.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59510.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Olivia Hospital & Clinic is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59510.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.