CMS Price Transparency Data

Blood test, hemoglobin

Facility: Madelia Health

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $84
Cash Discount Price: $88
vs. Medicare Baseline: 35.44x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Madelia Health is $84. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $88. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 35.44x the Medicare baseline. Located in 121 Drew Avenue Southeast, Madelia, MN.

Cash / Self-Pay

$88

Average discount available for prompt cash payment at this facility.

Insurance Median

$84

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $88 (3713%)

Insurance Median: $84 (3544%)

Cash: $88 (3713% of Medicare)

Ins. Median: $84 (3544% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 3544% of the Medicare baseline (a markup of 3444%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$3	127%
Blue Cross Blue Shield	$41 - $102	1730%
Tricare	$72 - $78	3038%
Ucare Mcr/Msho/Sr Plus	$75 - $82	3165%
Ucare Comm - All Other Plans	$87 - $94	3671%
Health Partners - All Plans	$94 - $102	3966%
Preferred One Ppo - All Plans	$101 - $110	4262%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $88.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Madelia Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.