CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Sanford Bagley Medical Center

Billing Code: 90837 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$171

about 0.9× the $181 Medicare rate · typically $143–$318

modeled estimate · not a bill or quote

What this hospital charges insurers

$169

About the fair price

about $2 under the fair price · 0.9× Medicare

Medicare pays $181 Fair price $171 This hospital $169 Cash price $528 Hospital's list price $660

How we calculate the fair BaseRate →

How this hospital compares to other MN hospitals

Highest price of the 9 MN hospitals we have prices for — worth calling around.

Cheapest $105 Priciest $169

Black dot = this hospital, among the 9 MN hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Psychotherapy session (60 minutes) is about $171 (about 0.9× the $181 Medicare rate). Sanford Bagley Medical Center charges insurers about $169, or about $528 in cash — about the fair price. Located in Bagley, MN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$326 - $551	180%
Blue Cross Blue Shieldmajor	$160 - $611	88%
Aetnamajor	$354 - $574	195%
Cignamajor	$594	328%
Health Net	$594	328%
HealthPartners	$326 - $535	180%
Medica	$580 - $624	320%
Sanford Health Plan	$301 - $613	166%
Security Health Plan	$363	200%
UCare	$169 - $580	93%
+ 2 smaller / regional plans	$333 - $594

Government programs also on file: Medicare.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 528), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90837.

Insurance Before you use insurance

Call your insurance company to confirm Sanford Bagley Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 90837.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Sanford Bagley Medical Center

Compare: Psychotherapy session (60 minutes) at other MN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.