CMS Price Transparency Data

Total hip replacement

Facility: Lakewood Health System

Billing Code: 27130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27130
Insurance Median: $1,581
Cash Discount Price: $2,380
vs. Medicare Baseline: 0.12x Medicare

The contracted insurance negotiated median rate for a Total hip replacement at Lakewood Health System is $1,581. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,380. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.12x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.

Cash / Self-Pay

$2,380

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,581

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $2,380 (18%)

Insurance Median: $1,581 (12%)

Cash: $2,380 (18% of Medicare)

Ins. Median: $1,581 (12% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ucare Msho/Special Needs	$793 - $1,581	6%
UnitedHealthcare	$830 - $3,416	6%
Blue Cross Blue Shield	$1,078 - $2,824	8%
Humana	$1,078 - $1,551	8%
Ucare Mcr Adv	$1,078 - $1,581	8%
Medica Msho/Mcr Adv	$1,220	9%
Ucare Individual/Family - All Other Plans	$1,725 - $1,765	13%
Medica Choice Care	$1,873 - $2,087	14%
Medica Choice/Focus/Ifb/Mhps - All Other Plans	$2,087	16%
Preferred One Hmo	$2,425 - $3,646	18%
Preferred One Ppo - All Other Plans	$2,570 - $3,646	20%
Health Partners - All Plans	$3,031 - $3,608	23%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,380.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lakewood Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.