CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Ortonville Area Health Services

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $101
Cash Discount Price: $103
vs. Medicare Baseline: 2.88x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Ortonville Area Health Services is $101. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $103. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 2.88x the Medicare baseline. Located in 450 Eastvold Ave, Ortonville, MN.

Cash / Self-Pay

$103

Average discount available for prompt cash payment at this facility.

Insurance Median

$101

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $103 (294%)

Insurance Median: $101 (288%)

Cash: $103 (294% of Medicare)

Ins. Median: $101 (288% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 288% of the Medicare baseline (a markup of 188%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$44 - $193	125%
Medica	$58	165%
Medica Minnesota Senior Health Options (Msho)/Select Solution/Prime Solution	$58	165%
Primewest	$58	165%
Ucare Health	$58	165%
UnitedHealthcare	$58 - $106	165%
Health Partners	$60 - $108	171%
Medica Choicecare/Accessibility Solution/Minnesotacare	$73	208%
Sanford Health Plan	$111	317%
Multiplan	$114	325%
America'S Health System	$117	334%
Medica Choice/Focus/Ifb/Mhps/Care System	$117	334%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $103.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ortonville Area Health Services is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.