CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Lifecare Medical Center

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $1,210
Cash Discount Price: $3,520
vs. Medicare Baseline: 0.20x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Lifecare Medical Center is $1,210. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,520. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 0.20x the Medicare baseline. Located in 715 Delmore Drive, Roseau, MN.

Cash / Self-Pay

$3,520

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,210

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $3,520 (57%)

Insurance Median: $1,210 (20%)

Cash: $3,520 (57% of Medicare)

Ins. Median: $1,210 (20% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$70 - $2,524	1%
Blue Cross Blue Shield	$443 - $6,009	7%
Medica Mcaid	$443 - $2,776	7%
Medica Mcr Adv	$575 - $2,524	9%
Medica Msho	$633 - $3,738	10%
Medica Comm - All Other Plans	$776 - $5,841	13%
Ucare - All Other Plans	$920 - $6,610	15%
Ucare Mcr Adv	$920 - $3,004	15%
Ucare Mcr Select	$920 - $3,004	15%
Ucare Sr Hlth Options (Msho)	$920 - $3,004	15%
Health Partners - All Plans	$1,042 - $6,009	17%
Sanford-All Plans	$1,150 - $5,709	19%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,520.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lifecare Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.