CMS Price Transparency Data

Blood test, urea nitrogen (BUN, kidney)

Facility: Astera Health

Billing Code: 84520 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84520
Insurance Median: $56
Cash Discount Price: $52
vs. Medicare Baseline: 14.18x Medicare

The contracted insurance negotiated median rate for a Blood test, urea nitrogen (BUN, kidney) at Astera Health is $56. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $52. Compared to the federal Medicare reimbursement reference rate of $3.95, this hospital’s rate is 14.18x the Medicare baseline. Located in 421 11Th Street Nw, Wadena, MN.

Cash / Self-Pay

$52

Average discount available for prompt cash payment at this facility.

Insurance Median

$56

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.95 (100%)

Cash / Self-Pay: $52 (1316%)

Insurance Median: $56 (1418%)

Cash: $52 (1316% of Medicare)

Ins. Median: $56 (1418% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1418% of the Medicare baseline (a markup of 1318%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Plus Pmap [40002]	$14 - $5,128	354%
Ucare Pmap [30006]	$27 - $1,691	684%
Blue Cross Blue Shield	$29 - $5,128	734%
Health Partners [10045]	$29 - $5,128	734%
Medica Nonpmap [10056]	$29 - $5,698	734%
Medica Pmap [10057]	$29 - $3,448	734%
Primewest Non Pmap [30004]	$29 - $5,128	734%
Primewest Pmap [30003]	$29 - $3,448	734%
Ucare Non Pmap [30007]	$31 - $5,385	785%
Health Partners Pmap [10046]	$37	937%
Ucare Commercial [10705]	$51 - $54	1291%
UnitedHealthcare	$54 - $57	1367%
Multiplan	$59	1494%
Sanford Health Plan [10120]	$62	1570%
Aetna	$66	1671%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $52.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84520.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Astera Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84520.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.