CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Essentia Health Deer River

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $78
Cash Discount Price: $100
vs. Medicare Baseline: 0.35x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Essentia Health Deer River is $78. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $100. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.35x the Medicare baseline. Located in 115 10Th Avenue Northeast, Deer River, MN.

Cash / Self-Pay

$100

Average discount available for prompt cash payment at this facility.

Insurance Median

$78

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $100 (45%)

Insurance Median: $78 (35%)

Cash: $100 (45% of Medicare)

Ins. Median: $78 (35% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$26 - $163	12%
Blue Plus Pmap Pcc Prime	$26 - $112	12%
Healthpartners Care Pmap	$27 - $82	12%
Advocare/Security Health	$29 - $87	13%
Freedom Blue Ppo	$29 - $87	13%
Healthpartners Care Msho / Mcr Adv	$29 - $87	13%
Imcare Msho Pcc Prime	$29 - $87	13%
Imcare Msho Ref Req	$29 - $87	13%
Medica Advantage Solutions	$29 - $87	13%
Medica Msho/Dual Solutions	$29 - $87	13%
Medica Prime Solution Group	$29 - $87	13%
Medicare (plans)	$29 - $87	13%
Healthpartners	$45 - $162	20%
America'S Ppo	$52 - $157	23%
Cigna	$52 - $162	23%
Healthpartners Pcc Prime	$52 - $162	23%
Aetna	$57 - $173	25%
Itasca Med Care	$203	91%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $100.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Essentia Health Deer River is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.