CMS Price Transparency Data

X-ray, chest (two views)

Facility: Essentia Health Deer River

Billing Code: 71046 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71046
Insurance Median: $172
Cash Discount Price: $231
vs. Medicare Baseline: 1.93x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (two views) at Essentia Health Deer River is $172. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $231. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.93x the Medicare baseline. Located in 115 10Th Avenue Northeast, Deer River, MN.

Cash / Self-Pay

$231

Average discount available for prompt cash payment at this facility.

Insurance Median

$172

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $231 (260%)

Insurance Median: $172 (193%)

Cash: $231 (260% of Medicare)

Ins. Median: $172 (193% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Itasca Med Care	$88	99%
Blue Cross Blue Shield	$120 - $219	135%
Blue Plus Pmap Pcc Prime	$120 - $172	135%
Healthpartners Care Pmap	$126	142%
Advocare/Security Health	$135	152%
Freedom Blue Ppo	$135	152%
Healthpartners Care Msho / Mcr Adv	$135	152%
Imcare Msho Pcc Prime	$135	152%
Imcare Msho Ref Req	$135	152%
Medica Advantage Solutions	$135	152%
Medica Msho/Dual Solutions	$135	152%
Medica Prime Solution Group	$135	152%
Medicare (plans)	$135	152%
Healthpartners	$212 - $249	238%
America'S Ppo	$243	273%
Cigna	$244 - $249	274%
Healthpartners Pcc Prime	$244 - $249	274%
Aetna	$266	299%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $231.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71046.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Essentia Health Deer River is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71046.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.