CMS Price Transparency Data

CT scan, neck (cervical spine)

Facility: Sanford Luverne Medical Center

Billing Code: 72125 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72125
Insurance Median: $2,080
Cash Discount Price: $2,522
vs. Medicare Baseline: 19.47x Medicare

The contracted insurance negotiated median rate for a CT scan, neck (cervical spine) at Sanford Luverne Medical Center is $2,080. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,522. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 19.47x the Medicare baseline. Located in 1600 N Kniss Avenue P O Box 1019, Luverne, MN.

Cash / Self-Pay

$2,522

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,080

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $2,522 (2361%)

Insurance Median: $2,080 (1947%)

Cash: $2,522 (2361% of Medicare)

Ins. Median: $2,080 (1947% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1947% of the Medicare baseline (a markup of 1847%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ucare	$112 - $2,770	105%
Blue Cross Blue Shield	$353 - $2,579	330%
Sanford Health Plan Align	$1,110	1039%
Aetna	$1,201 - $2,740	1124%
Health Partners	$1,201 - $2,522	1124%
Medicare (plans)	$1,201	1124%
UnitedHealthcare	$1,201 - $2,633	1124%
Primewest	$1,225 - $1,491	1147%
Sanford Health Plan	$1,689 - $1,987	1581%
Security Health Plan	$1,734	1623%
Medica	$2,771 - $2,983	2594%
Cigna	$2,838	2657%
First Choice Health Network	$2,838	2657%
Healthez	$2,838	2657%
Multiplan	$2,838	2657%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,522.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72125.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sanford Luverne Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72125.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.