CMS Price Transparency Data

Echocardiogram (heart ultrasound)

Facility: Sanford Luverne Medical Center

Billing Code: 93306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93306
Insurance Median: $1,862
Cash Discount Price: $2,258
vs. Medicare Baseline: 3.34x Medicare

The contracted insurance negotiated median rate for a Echocardiogram (heart ultrasound) at Sanford Luverne Medical Center is $1,862. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,258. Compared to the federal Medicare reimbursement reference rate of $558.25, this hospital’s rate is 3.34x the Medicare baseline. Located in 1600 N Kniss Avenue P O Box 1019, Luverne, MN.

Cash / Self-Pay

$2,258

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,862

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$558.25

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $558.25 (100%)

Cash / Self-Pay: $2,258 (404%)

Insurance Median: $1,862 (334%)

Cash: $2,258 (404% of Medicare)

Ins. Median: $1,862 (334% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $558.25 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 334% of the Medicare baseline (a markup of 234%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ucare	$576 - $2,480	103%
Blue Cross Blue Shield	$850 - $2,309	152%
Sanford Health Plan Align	$994	178%
Aetna	$1,076 - $2,453	193%
Health Partners	$1,076 - $2,258	193%
Medicare (plans)	$1,076	193%
UnitedHealthcare	$1,076 - $2,357	193%
Primewest	$1,097 - $1,335	197%
Sanford Health Plan	$1,513 - $1,779	271%
Security Health Plan	$1,553	278%
Medica	$2,481 - $2,671	444%
Cigna	$2,541	455%
First Choice Health Network	$2,541	455%
Healthez	$2,541	455%
Multiplan	$2,541	455%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,258.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sanford Luverne Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.