CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Perham Health

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $46
Cash Discount Price: $71
vs. Medicare Baseline: 7.65x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Perham Health is $46. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $71. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 7.65x the Medicare baseline. Located in 1000 Coney Street West, Perham, MN.

Cash / Self-Pay

$71

Average discount available for prompt cash payment at this facility.

Insurance Median

$46

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $71 (1181%)

Insurance Median: $46 (765%)

Cash: $71 (1181% of Medicare)

Ins. Median: $46 (765% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 765% of the Medicare baseline (a markup of 665%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$23 - $91	383%
Health Partners Mcr Adv	$28 - $46	466%
Humana	$28 - $46	466%
Medica Mcr Adv	$28 - $46	466%
Medicare (plans)	$28 - $51	466%
Ucare Mn Senior Health Options	$28 - $46	466%
UnitedHealthcare	$29 - $105	483%
Medica Mcaid Mn Care	$30 - $49	499%
Medicaid / KanCare	$30 - $48	499%
Ucare Mn Medical Assistance	$30 - $48	499%
Ucare Mn Minnesota Care	$30 - $48	499%
Ucare Mn Senior Care Plus	$30 - $48	499%
Ucare Mn Special Needs Basic Care	$30 - $48	499%
Ucare Mn Special Needs Basic Care Dual	$30 - $48	499%
Medica Mn (Msho)	$34 - $55	566%
Ucare Individual And Family Plan-All Other Plans	$34 - $55	566%
Medica Mn Senior Hp/Outside Mn	$38 - $61	632%
Health Partners Minnesota Care	$42 - $67	699%
Medica Commercial-All Other Plans	$61 - $98	1015%
Preferred One (Pchp, Pic, Pas)-All Other Plans	$62 - $100	1032%
Health Partners-All Plans	$68 - $110	1131%
Preferred One (Ppo)	$71 - $114	1181%
Sanford Health Plan-All Plans	$71 - $114	1181%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $71.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Perham Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.