CMS Price Transparency Data

Blood test, potassium

Facility: Perham Health

Billing Code: 84132 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84132
Insurance Median: $34
Cash Discount Price: $60
vs. Medicare Baseline: 7.14x Medicare

The contracted insurance negotiated median rate for a Blood test, potassium at Perham Health is $34. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $60. Compared to the federal Medicare reimbursement reference rate of $4.76, this hospital’s rate is 7.14x the Medicare baseline. Located in 1000 Coney Street West, Perham, MN.

Cash / Self-Pay

$60

Average discount available for prompt cash payment at this facility.

Insurance Median

$34

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.76 (100%)

Cash / Self-Pay: $60 (1261%)

Insurance Median: $34 (714%)

Cash: $60 (1261% of Medicare)

Ins. Median: $34 (714% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 714% of the Medicare baseline (a markup of 614%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$26 - $63	546%
Health Partners Mcr Adv	$32	672%
Humana	$32	672%
Medica Mcr Adv	$32	672%
Medicare (plans)	$32 - $35	672%
Ucare Mn Senior Health Options	$32	672%
Ucare Mn Medical Assistance	$33	693%
Ucare Mn Minnesota Care	$33	693%
Ucare Mn Senior Care Plus	$33	693%
Ucare Mn Special Needs Basic Care	$33	693%
Ucare Mn Special Needs Basic Care Dual	$33	693%
UnitedHealthcare	$33 - $73	693%
Medica Mcaid Mn Care	$34	714%
Medicaid / KanCare	$34	714%
Medica Mn (Msho)	$38	798%
Ucare Individual And Family Plan-All Other Plans	$38	798%
Medica Mn Senior Hp/Outside Mn	$42	882%
Health Partners Minnesota Care	$46	966%
Medica Commercial-All Other Plans	$68	1429%
Preferred One (Pchp, Pic, Pas)-All Other Plans	$70	1471%
Health Partners-All Plans	$76	1597%
Preferred One (Ppo)	$79	1660%
Sanford Health Plan-All Plans	$79	1660%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $60.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84132.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Perham Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84132.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.