CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Glacial Ridge Hospital

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $837
Cash Discount Price: $1,324
vs. Medicare Baseline: 0.95x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Glacial Ridge Hospital is $837. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,324. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.95x the Medicare baseline. Located in 10 4Th Avenue Southeast, Glenwood, MN.

Cash / Self-Pay

$1,324

Average discount available for prompt cash payment at this facility.

Insurance Median

$837

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $1,324 (151%)

Insurance Median: $837 (95%)

Cash: $1,324 (151% of Medicare)

Ins. Median: $837 (95% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medica Mcaid	$172 - $1,211	20%
Triwest - All Plans	$188 - $1,323	21%
Blue Cross Blue Shield	$194 - $2,649	22%
Medica Mcare Adv	$194 - $1,364	22%
Medica Msho	$194 - $1,364	22%
Medica Comm - All Other Plans	$355 - $2,500	40%
Preferred One Pic/Pas	$424 - $2,985	48%
Multiplan - All Plans	$455 - $3,206	52%
Preferred One Ppo - All Other Plans	$463 - $3,264	53%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,324.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Glacial Ridge Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.