CMS Price Transparency Data

Group therapy session

Facility: St Francis Medical Center

Billing Code: 90853 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$175

about 1.7× the $104 Medicare rate · typically $66–$283

modeled estimate · not a bill or quote

What this hospital charges insurers

$559

Well above the fair price

about $384 over the fair price · 5.4× Medicare

Medicare pays $104 Fair price $175 This hospital $559 Cash price $449 Hospital's list price $754

How we calculate the fair BaseRate →

How this hospital compares to other MN hospitals

Highest price of the 9 MN hospitals we have prices for — worth calling around.

Cheapest $26 Priciest $559

Black dot = this hospital, among the 9 MN hospitals with a price for this procedure. Full list below.

A fair price for a Group therapy session is about $175 (about 1.7× the $104 Medicare rate). St Francis Medical Center charges insurers about $559, or about $449 in cash — well above the fair price. Located in Breckenridge, MN.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $175. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$971 - $1,104	936%
Blue Cross Blue Shieldmajor	$33 - $904	32%
Aetnamajor	$79 - $106	76%
Cignamajor	$266	256%
Humanamajor	$559	539%
HealthPartners	$33 - $1,264	32%
Medica	$91 - $1,224	88%
Sanford Health Plan	$1,170	1127%
UCare	$36 - $1,170	35%
+ 3 smaller / regional plans	$100 - $178

Government programs also on file: Medicare, Medicaid.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 449), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90853.

Insurance Before you use insurance

Call your insurance company to confirm St Francis Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 90853.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Francis Medical Center

Compare: Group therapy session at other MN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.