CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: St Francis Medical Center

Billing Code: 90837 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$263

about 1.5× the $181 Medicare rate · typically $194–$313

modeled estimate · not a bill or quote

What this hospital charges insurers

$209

Below the fair price — a good deal

about $54 under the fair price · 1.2× Medicare

Medicare pays $181 Fair price $263 This hospital $209 Cash price $203 Hospital's list price $339

How we calculate the fair BaseRate →

How this hospital compares to other MN hospitals

Highest price of the 9 MN hospitals we have prices for — worth calling around.

Cheapest $105 Priciest $209

Black dot = this hospital, among the 9 MN hospitals with a price for this procedure. Full list below.

A fair price for a Psychotherapy session (60 minutes) is about $263 (about 1.5× the $181 Medicare rate). St Francis Medical Center charges insurers about $209, or about $203 in cash — below the fair price — a good deal. Located in Breckenridge, MN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$82 - $1,104	45%
Blue Cross Blue Shieldmajor	$26 - $904	14%
Aetnamajor	$91 - $174	50%
Cignamajor	$462	255%
Humanamajor	$47 - $559	26%
HealthPartners	$47 - $1,264	26%
Medica	$47 - $1,224	26%
Sanford Health Plan	$99 - $1,170	55%
UCare	$41 - $1,170	23%
+ 3 smaller / regional plans	$174 - $205

Government programs also on file: Medicare, Medicaid.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 203), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90837.

Insurance Before you use insurance

Call your insurance company to confirm St Francis Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 90837.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Francis Medical Center

Compare: Psychotherapy session (60 minutes) at other MN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.