CMS Price Transparency Data

Blood test, PSA (prostate screen)

Facility: St Josephs Area Health Services

Billing Code: 84153 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84153
Insurance Median: $44
Cash Discount Price: $64
vs. Medicare Baseline: 2.39x Medicare

The contracted insurance negotiated median rate for a Blood test, PSA (prostate screen) at St Josephs Area Health Services is $44. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $64. Compared to the federal Medicare reimbursement reference rate of $18.39, this hospital’s rate is 2.39x the Medicare baseline. Located in 600 Pleasant Avenue, Park Rapids, MN.

Cash / Self-Pay

$64

Average discount available for prompt cash payment at this facility.

Insurance Median

$44

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$18.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $18.39 (100%)

Cash / Self-Pay: $64 (348%)

Insurance Median: $44 (239%)

Cash: $64 (348% of Medicare)

Ins. Median: $44 (239% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $18.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 239% of the Medicare baseline (a markup of 139%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medica	$4 - $73	22%
Blue Cross Blue Shield	$5 - $127	27%
Health Partners	$6 - $183	33%
Prime West Health	$6 - $73	33%
South Country Health Alliance	$6 - $73	33%
Ucare	$7 - $183	38%
United	$13 - $173	71%
Sanford Health Plan	$17 - $198	92%
Humana	$18	98%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $64.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84153.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Josephs Area Health Services is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84153.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.