CMS Price Transparency Data

CT scan, neck (cervical spine)

Facility: Sanford Thief River Falls Medical Center

Billing Code: 72125 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72125
Insurance Median: $1,546
Cash Discount Price: $1,962
vs. Medicare Baseline: 14.47x Medicare

The contracted insurance negotiated median rate for a CT scan, neck (cervical spine) at Sanford Thief River Falls Medical Center is $1,546. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,962. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 14.47x the Medicare baseline. Located in 3001 Sanford Parkway, Thief River Falls, MN.

Cash / Self-Pay

$1,962

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,546

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,962 (1837%)

Insurance Median: $1,546 (1447%)

Cash: $1,962 (1837% of Medicare)

Ins. Median: $1,546 (1447% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1447% of the Medicare baseline (a markup of 1347%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Primewest	$112 - $1,030	105%
Ucare	$112 - $2,154	105%
Blue Cross Blue Shield	$353 - $1,010	330%
Sanford Health Plan Align	$932	873%
Aetna	$1,010 - $2,131	946%
Health Partners	$1,010 - $1,986	946%
Medicare (plans)	$1,010	946%
UnitedHealthcare	$1,010 - $2,047	946%
Sanford Health Plan	$1,314 - $1,546	1230%
Security Health Plan	$1,349	1263%
Medica	$2,155 - $2,320	2018%
Cigna	$2,207	2066%
First Choice Health Network	$2,207	2066%
Healthez	$2,207	2066%
Multiplan	$2,207	2066%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,962.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72125.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sanford Thief River Falls Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72125.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.