CMS Price Transparency Data

Inguinal hernia repair

Facility: Fairview Bethesda Hospital

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $1,614
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.44x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Fairview Bethesda Hospital is $1,614. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.44x the Medicare baseline. Located in 45 10Th St W, Saint Paul, MN.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,614

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Insurance Median: $1,614 (44%)

Ins. Median: $1,614 (44% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Health Partners	$345 - $3,724	9%
Itasca Medical Care	$345 - $3,513	9%
Primewest	$345 - $3,513	9%
South Country Health Alliance	$345 - $3,513	9%
Ucare	$352 - $8,072	10%
Medica	$367 - $3,724	10%
Hennepin Health	$390 - $3,554	11%
Blue Cross Blue Shield	$393 - $3,653	11%
Sanford Health Plan	$468 - $3,513	13%
Security Health Plan	$468 - $3,513	13%
UnitedHealthcare	$468 - $3,513	13%
Wellcare	$468 - $3,513	13%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fairview Bethesda Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.