CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Fairview Bethesda Hospital

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $1,230
Cash Discount Price: $835
vs. Medicare Baseline: 1.33x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Fairview Bethesda Hospital is $1,230. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $835. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 1.33x the Medicare baseline. Located in 45 10Th St W, Saint Paul, MN.

Cash / Self-Pay

$835

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,230

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $835 (90%)

Insurance Median: $1,230 (133%)

Cash: $835 (90% of Medicare)

Ins. Median: $1,230 (133% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Health Partners	$92 - $1,662	10%
Itasca Medical Care	$92 - $933	10%
Primewest	$92 - $933	10%
South Country Health Alliance	$92 - $933	10%
Ucare	$94 - $2,145	10%
Medica	$99 - $1,543	11%
Hennepin Health	$104 - $944	11%
Blue Cross Blue Shield	$106 - $1,258	11%
Sanford Health Plan	$125 - $1,257	13%
Security Health Plan	$125 - $1,600	13%
UnitedHealthcare	$125 - $1,219	13%
Wellcare	$125 - $933	13%
America'S Ppo	$1,013 - $1,536	109%
First Health	$1,595 - $1,750	172%
Multiplan	$1,653 - $1,814	178%
Private Healthcare Systems	$1,653 - $1,814	178%
Wisconsin Physician Services	$1,750 - $1,921	189%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $835.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fairview Bethesda Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.