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Hospital Profile Critical Access Hospital Government - Hospital District or Authority 20 Beds · rural Updated: 9/15/2026

Bigfork Valley Hospital

258 Pine Tree Drive, Bigfork, MN 56628 · 103 Priced Procedures

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.High Markup · Shop Alternatives
1.87×vs. Fair Market Price
Position vs. 1.00× Fair Price+87% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +87% above the fair benchmark (1.87×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).81/100 · Corroborated
81/100Self-Pay Cash Beats Insurance 67% of the Time
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic68Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment65Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing89Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount100Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High-Markup · Check Safety
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score83/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait125 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintUpper-Quartile Spread · +63% Tail Jump

Wide Procedure Spread · Upper-Quartile Skew Pricer

Bigfork Valley Hospital prices routine shoppable procedures at 3.3× Medicare (median 1.67× Fair BaseRate) while upper-quartile commercial rates jump +63% to 2.72× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.

#65 of 76 in MN · 84th State Percentile#3,001 of 3,385 in U.S. · 88th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 0.83× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 67% of shoppable procedures (99/100 Cash Honesty)
  • CMS clinical safety score (83/100 safety score) with 72% patient recommendation
  • Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Watchout

Where You Can Get Burned (Markup Traps)

  • Even at low-cost facilities (1.87× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Commercial insurance median sits at 1.67× Fair BaseRate (3.3× Medicare), so insured patients should always compare the self-pay cash price before paying.
  • Upper-quartile procedures (Q75 2.72×) jump +63% above the median procedure ratio (Q50 1.67×)
  • Consolidated metro market (HHI 6,796) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Front-Door ShoppableElective / Imaging
3.3× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER0.30× Divergence
1.0× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+63% Upper Tail
Q25 0.83× · Q50 1.67× · Q75 2.72×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
3.3× MedicareElevated
Outpatient Surgery & ORBack-Door Captive
0.6× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
1.1× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
0.9× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
3.9× MedicareElevated
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
0.9× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
67% Cash Edge · 99/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 83/100Good

Procedure Prices at Bigfork Valley Hospital

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 103 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Total hip replacement
CPT Code: 27130
$7,713 0.6×
Total knee replacement
CPT Code: 27447
$7,614 0.6×
Gallbladder removal (laparoscopic)
CPT Code: 47562
$4,798 0.8×
Knee arthroscopy with meniscus repair
CPT Code: 29881
$3,491 1.0×
Inguinal hernia repair
CPT Code: 49505
$3,235 unverified
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$3,218 unverified
Bunion correction surgery
CPT Code: 28296
$2,785 0.8×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$2,697 unverified
MRI, brain (with and without contrast)
CPT Code: 70553
$2,533 unverified
Sleep study (overnight, in lab)
CPT Code: 95810
$2,546 unverified
Cataract surgery with lens implant
CPT Code: 66984
$2,330 0.9×
Breast lump removal
CPT Code: 19120
$2,146 0.6×
MRI, lower back (no contrast)
CPT Code: 72148
$2,025 6.0×
MRI, knee or other leg joint
CPT Code: 73721
$1,946 5.3×
Colonoscopy with biopsy
CPT Code: 45380
$1,855 unverified
MRI, brain (no contrast)
CPT Code: 70551
$1,791 5.2×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$1,584 2.7×
Upper endoscopy with biopsy
CPT Code: 43239
$1,452 1.5×
CT scan, head (with and without contrast)
CPT Code: 70470
$1,414 5.5×
Colonoscopy (diagnostic)
CPT Code: 45378
$1,394 1.4×
CT scan, neck (cervical spine)
CPT Code: 72125
$1,295 7.7×
CT scan, lower back (lumbar spine)
CPT Code: 72131
$1,256 7.5×
CT scan, chest (no contrast)
CPT Code: 71250
$1,200 7.2×
CT scan, head (with contrast)
CPT Code: 70460
$1,197 4.9×
CT scan, pelvis
CPT Code: 72192
$1,167 7.2×
Showing top 25 high-impact procedures of 103 total
Inline Bill X-Ray & 501(r) Calculator For-Profit Facility · Cash & Fair BaseRate Audit

Audit a Bill or Quote at Bigfork Valley Hospital (Zero PHI Required)

CMS CCN: 241316
CPT 27130
Fair BaseRate™ $13,413
Medicare Rate $13,117
Self-Pay Cash $8,155
Insurer Median $7,713
Pre-filled with Bigfork Valley Hospital’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 274% of 2026 FPL

Above Standard 400% FPL Financial-Assistance Ceiling

At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.

Step 2 · Cash vs. Insurance Arbitrage Save $3,331 Paying Cash

Self-Pay Cash Rate ($8,155) Beats Your Bill

Bigfork Valley Hospital's published 45 CFR § 180 self-pay cash rate is $8,155 (vs. $7,713 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target Target: $13,413 Fair BaseRate

Negotiate Toward $13,413 Fair BaseRate ($13,117 Medicare)

Your entered amount is at or below the modeled Fair BaseRate benchmark ($13,413).

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) For-Profit / Non-501(c)(3)

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 411242647

Public IRS & CMS ownership records classify Bigfork Valley Hospital as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

Safety Composite83/100
Median ER Wait125 min

CMS Price Transparency Administrative Enforcement Log

Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Bigfork Valley Hospital. Prior administrative notices do not necessarily reflect current compliance status.

  • 2025-03-06·administrative_or_closure

    Closure Notice

    Recorded
  • 2024-11-26·warning_notice

    Warning Notice

    Recorded

Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Quality & Price Benchmark Pareto Frontier (Price + Quality)

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Bigfork Valley Hospital.

Price Index: 0.90× regional baseline
Quality: 54/100 CMS composite
Median Household Income$66,380U.S. Census ACS
Local Uninsured Share5.0%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 81/100 · Corroborated CMS CCN 241316 EIN 411242647

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF File411242647_northern-itsaca-hospital-district_standardcharges-1.csv
Publication / Vintage9/15/2026 · 14.70 MB
Validated Rate Rows769 (CMS v3.0.0)
File Integrity Digest34aa508def3067f66a3b…

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.