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Hospital Profile Critical Access Hospital Voluntary non-profit - Private 16 Beds · rural Updated: 2026-06-25

Ely - Bloomenson Community Hospital

328 West Conan Street, Ely, MN 55731 · 88 Priced Procedures · 84% Patient Recommendation

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.High Markup · Shop Alternatives
2.73×vs. Fair Market Price
Position vs. 1.00× Fair Price+173% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +173% above the fair benchmark (2.73×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).69/100 · Caution
69/100Self-Pay Cash Beats Insurance 41% of the Time
File Completeness60Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic55Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment66Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing75Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount100Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High-Markup · Check Safety
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score73/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait103 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintUpper-Quartile Spread · +19% Tail Jump

Wide Procedure Spread · Upper-Quartile Skew Pricer

Ely - Bloomenson Community Hospital prices routine shoppable procedures at 4.8× Medicare (median 3.41× Fair BaseRate) while upper-quartile commercial rates jump +19% to 4.05× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.

#74 of 76 in MN · 96th State Percentile#3,301 of 3,385 in U.S. · 97th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 2.20× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 41% of shoppable procedures (99/100 Cash Honesty)
  • CMS clinical safety score (73/100 safety score) with 84% patient recommendation
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (56.3% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 1.1× markup over Medicare rates
  • Commercial insurance median sits at 3.41× Fair BaseRate (4.8× Medicare), so insured patients should always compare the self-pay cash price before paying.
  • Upper-quartile procedures (Q75 4.05×) jump +19% above the median procedure ratio (Q50 3.41×)
  • Consolidated metro market (HHI 3,037) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Front-Door ShoppableElective / Imaging
4.8× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER0.38× Divergence
1.8× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+19% Upper Tail
Q25 2.20× · Q50 3.41× · Q75 4.05×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
4.8× MedicareWatchout
Outpatient Surgery & ORBack-Door Captive
1.1× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
2.1× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
1.6× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
1.8× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.6× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
41% Cash Edge · 99/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 73/100Fair

Procedure Prices at Ely - Bloomenson Community Hospital

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 88 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Sleep study (overnight, in lab)
CPT Code: 95810
$3,756 unverified
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$3,025 unverified
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$3,025 unverified
CT scan, head (with contrast)
CPT Code: 70460
$2,397 unverified
MRI, brain (with and without contrast)
CPT Code: 70553
$2,035 unverified
MRI, lower back (no contrast)
CPT Code: 72148
$2,035 unverified
MRI, knee or other leg joint
CPT Code: 73721
$2,035 unverified
CT scan, head (with and without contrast)
CPT Code: 70470
$1,969 unverified
MRI, brain (no contrast)
CPT Code: 70551
$1,946 unverified
CT scan, head (no contrast)
CPT Code: 70450
$1,571 unverified
CT scan, sinuses
CPT Code: 70486
$1,571 unverified
CT scan, chest (no contrast)
CPT Code: 71250
$1,571 unverified
CT scan, neck (cervical spine)
CPT Code: 72125
$1,571 unverified
CT scan, lower back (lumbar spine)
CPT Code: 72131
$1,571 unverified
CT scan, pelvis
CPT Code: 72192
$1,565 unverified
Trauma team activation
HCPCS Code: G0390
$1,081 0.7×
Ultrasound, leg veins (duplex)
CPT Code: 93970
$1,035 unverified
Echocardiogram (heart ultrasound)
CPT Code: 93306
$992 1.7×
Gallbladder removal (laparoscopic)
CPT Code: 47562
$995 0.2×
Rabies immune globulin
HCPCS Code: 90375
$819 2.5×
Blood transfusion
CPT Code: 36430
$729 1.5×
Ultrasound, abdomen (complete)
CPT Code: 76700
$509 3.8×
Bunion correction surgery
CPT Code: 28296
$470 0.1×
Inguinal hernia repair
CPT Code: 49505
$465 0.1×
X-ray, chest (two views)
CPT Code: 71046
$483 unverified
Showing top 25 high-impact procedures of 88 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 56.3%

Audit a Bill or Quote at Ely - Bloomenson Community Hospital (Zero PHI Required)

CMS CCN: 241318
CPT 95810
Fair BaseRate™ $1,021
Medicare Rate $877
Self-Pay Cash $3,042
Insurer Median $3,756
Pre-filled with Ely - Bloomenson Community Hospital’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $2,115 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $2,115

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (56.3% of gross = $2,115).

Step 2 · Cash vs. Insurance Arbitrage Save $714 Paying Cash

Self-Pay Cash Rate ($3,042) Beats Your Bill

Ely - Bloomenson Community Hospital's published 45 CFR § 180 self-pay cash rate is $3,042 (vs. $3,756 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$2,735 Above Fair BaseRate

Negotiate Toward $1,021 Fair BaseRate ($877 Medicare)

Your bill ($3,756) is $2,735 above the denoised Fair BaseRate ($1,021) and 4.3× the $877 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 410808719
Filing Period: 195704
Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (56.3% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

Safety Composite73/100
Would Recommend84%
Rated 9 or 10 (HCAHPS)86%
Median ER Wait103 min
Unplanned Readmissionsame

Source: CMS Hospital Care Compare (52 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Value & Quality Leader

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Ely - Bloomenson Community Hospital.

Price Index: 0.75× regional baseline
Quality: 57/100 CMS composite
Median Household Income$69,455U.S. Census ACS
Local Uninsured Share3.6%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 69/100 · Caution CMS CCN 241318 EIN 410808719

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF FileReports.aspx
Publication / Vintage2026-06-25 · 16.61 MB
Validated Rate Rows1,370 (CMS v3.0.0)
File Integrity DigestVerified · CCN 241318

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.