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Hospital Profile Critical Access Hospital Voluntary non-profit - Private 16 Beds · rural Updated: 2026-04-01

Lake View Memorial Hospital

325 Eleventh Ave, Two Harbors, MN 55616 · 131 Priced Procedures · 86% Patient Recommendation

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.High Markup · Shop Alternatives
2.09×vs. Fair Market Price
Position vs. 1.00× Fair Price+109% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +109% above the fair benchmark (2.09×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).79/100 · Corroborated
79/100Self-Pay Cash Beats Insurance 0% of the Time
File Completeness50Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic100Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment90Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing55Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount100Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High-Markup · Check Safety
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score73/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait133 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintConsistent Department Multiples

Aligned Regional Benchmark Peer

Lake View Memorial Hospital prices shoppable and inpatient services (2.8× to 2.8× Medicare, divergence 1.00×) in alignment with regional hospital peers (2.09× Fair BaseRate). Reviewing plan-specific negotiated rates and cash discounts helps lock in the lowest out-of-pocket tier.

#67 of 76 in MN · 86th State Percentile#3,128 of 3,385 in U.S. · 92nd National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 2.04× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 0% of shoppable procedures (99/100 Cash Honesty)
  • CMS clinical safety score (73/100 safety score) with 86% patient recommendation
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (23.2% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Even at low-cost facilities (2.09× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Commercial insurance median sits at 2.09× Fair BaseRate (2.8× Medicare), so insured patients should always compare the self-pay cash price before paying.
  • Even at low-cost facilities (2.09× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Unnegotiated chargemaster list prices average 3.8× Medicare (23¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
2.8× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.00× Divergence
2.8× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+1% Upper Tail
Q25 2.04× · Q50 2.09× · Q75 2.12×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
2.8× MedicareFair
Outpatient Surgery & ORBack-Door Captive
0.9× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
0.7× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
0.7× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
0.6× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
0.6× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
0% Cash Edge · 99/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 73/100Fair

Procedure Prices at Lake View Memorial Hospital

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 131 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Spinal fusion, single level (inpatient stay)
MS-DRG Code: 451
$67,192 unverified
Hip or knee replacement (inpatient stay)
MS-DRG Code: 470
$40,568 unverified
Sepsis treatment (inpatient stay)
MS-DRG Code: 871
$40,404 unverified
Heart stent placement (inpatient stay)
MS-DRG Code: 322
$36,670 unverified
Digestive disorders treatment (inpatient stay)
MS-DRG Code: 392
$13,567 1.6×
Total knee replacement
CPT Code: 27447
$10,823 0.8×
Total hip replacement
CPT Code: 27130
$10,561 0.8×
Gallbladder removal (laparoscopic)
CPT Code: 47562
$8,423 1.4×
C-section delivery (full package)
CPT Code: 59510
$7,335 2.5×
Inguinal hernia repair
CPT Code: 49505
$7,034 1.9×
Vaginal delivery (full package)
CPT Code: 59400
$6,192 2.3×
Cataract surgery with lens implant
CPT Code: 66984
$5,854 2.3×
MRI, brain (with and without contrast)
CPT Code: 70553
$5,820 11.4×
Bunion correction surgery
CPT Code: 28296
$4,745 1.4×
Knee arthroscopy with meniscus repair
CPT Code: 29881
$4,513 1.3×
Sleep study (overnight, in lab)
CPT Code: 95810
$4,316 4.2×
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$4,062 9.1×
MRI, lower back (no contrast)
CPT Code: 72148
$3,733 11.0×
MRI, brain (no contrast)
CPT Code: 70551
$3,751 10.9×
Breast lump removal
CPT Code: 19120
$3,407 0.9×
MRI, knee or other leg joint
CPT Code: 73721
$3,360 9.1×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$3,180 10.5×
Colonoscopy with biopsy
CPT Code: 45380
$2,690 2.1×
Trauma team activation
HCPCS Code: G0390
$2,624 1.8×
CT scan, lower back (lumbar spine)
CPT Code: 72131
$2,350 14.0×
Showing top 25 high-impact procedures of 131 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 23.1%

Audit a Bill or Quote at Lake View Memorial Hospital (Zero PHI Required)

CMS CCN: 241308
CPT 451
Fair BaseRate™ $30,775
Medicare Rate $23,504
Self-Pay Cash Request Quote
Insurer Median $67,192
Pre-filled with Lake View Memorial Hospital’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $37,332 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $37,332

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (23.1% of gross = $37,332).

Step 2 · Cash vs. Insurance Arbitrage Request Prompt-Pay Quote

Compare Prompt-Pay Cash Rate Against Remaining Deductible

Ask Lake View Memorial Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.

Step 3 · Fair BaseRate Target +$130,486 Above Fair BaseRate

Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)

Your bill ($161,261) is $130,486 above the denoised Fair BaseRate ($30,775) and 6.9× the $23,504 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 410786046
Filing Period: 196006
Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: prospective_medicare_median

Hospital-Specific CMS HCRIS Benchmark (23.1% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

Safety Composite73/100
Would Recommend86%
Rated 9 or 10 (HCAHPS)85%
Median ER Wait133 min
Left ER Before Seen0%
Unplanned Readmissionsame

CMS Price Transparency Administrative Enforcement Log

Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Lake View Memorial Hospital. Prior administrative notices do not necessarily reflect current compliance status.

  • 2025-11-12·administrative_or_closure

    Closure Notice

    Recorded
  • 2025-09-08·cap_corrective_action

    CAP Request

    Recorded

Source: CMS Hospital Care Compare (48 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Value & Quality Leader

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Lake View Memorial Hospital.

Price Index: 1.00× regional baseline
Quality: 60/100 CMS composite
Median Household Income$75,621U.S. Census ACS
Local Uninsured Share4.9%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 79/100 · Corroborated CMS CCN 241308 EIN 410786046

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

MRF Portal Indexed (410786046_1023067642_aspirus-lake-view-hospital_standardcharges.json) Verify on CMS Medicare.gov (CCN 241308) ↗ Verify IRS Form 990 (EIN 410786046) ↗ CMS HCRIS Cost Reports ↗
Published MRF File410786046_1023067642_aspirus-lake-view-hospital_standardcharges.json
Publication / Vintage2026-04-01 · 146.12 MB
Validated Rate Rows7 (CMS v3.0.0)
File Integrity DigestVerified · CCN 241308

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.