Blood test, urea nitrogen (BUN, kidney)
Facility: Mercy Hospital Joplin
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $10
- Cash Discount Price: $29
- vs. Medicare Baseline: 2.53x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 253% of the Medicare baseline (a markup of 153%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $3 - $49 | 76% |
| Aetna | $4 - $5 | 101% |
| Champva [20065] | $4 | 101% |
| Cherokee Nation Health Serv Contracted [320066] | $4 | 101% |
| Cigna | $4 - $22 | 101% |
| Cross Timbers Hospice [20098] | $4 | 101% |
| Dept Of Veteran Affairs Contracted [320106] | $4 | 101% |
| Elara Caring Aspire Hospice [20433] | $4 | 101% |
| Globalhealth Contracted [320145] | $4 | 101% |
| Halo Hcr Inc Hospice Contracted [320432] | $4 | 101% |
| Halo Hcr Inc Hospice [20432] | $4 | 101% |
| Humana | $4 - $20 | 101% |
| Indian Health Service Contracted [320198] | $4 - $44 | 101% |
| Kindful Hospice Contracted [320434] | $4 | 101% |
| Kindful Hospice [20434] | $4 | 101% |
| Medica Contracted [320239] | $4 | 101% |
| Medicaid / KanCare | $4 - $6 | 101% |
| Medicare (plans) | $4 | 101% |
| Mercy Hospice Okc [20252] | $4 | 101% |
| Mercy Mgd Behavioral Health Contracted [320259] | $4 | 101% |
| Pace Of The Ozarks Contracted [320518] | $4 | 101% |
| Provider Partners Health Plans Contracted [320450] | $4 | 101% |
| Qual Choice Contracted [320325] | $4 | 101% |
| Tricare | $4 | 101% |
| United Medical Resources Contracted [320454] | $4 - $14 | 101% |
| UnitedHealthcare | $4 - $5 | 101% |
| Health Choice Contracted [320166] | $5 | 127% |
| Healthscope Contracted [320182] | $5 | 127% |
| Ambetter / Centene | $6 | 152% |
| Home State Health Plan Contracted [320187] | $6 | 152% |
| Novasys Contracted [320285] | $6 | 152% |
| Centivo Contracted [320505] | $7 | 177% |
| Aither Health Contracted [320449] | $8 - $38 | 203% |
| Auxiant Contracted [320462] | $8 - $44 | 203% |
| Ebms Contracted [320493] | $8 | 203% |
| Healthlink Contracted [320179] | $8 - $44 | 203% |
| Imagine 360 Contracted [320494] | $8 | 203% |
| Mercy Benefit Admin Contracted [320251] | $8 - $38 | 203% |
| Point C Contracted [320238] | $8 - $54 | 203% |
| Providrs Care Network Contracted [320484] | $8 | 203% |
| Reflect Health Contracted [320492] | $8 | 203% |
| Yuzu Health Contracted [320521] | $8 | 203% |
| Benefit Management Contracted [320052] | $9 - $29 | 228% |
| Health Systems Inc Contracted [320174] | $9 - $29 | 228% |
| Insurance System Inc Contracted [320465] | $9 - $29 | 228% |
| Administrative Payor Contracted [320005] | $10 - $30 | 253% |
| Edison Health Solutions Contracted [320502] | $13 - $38 | 329% |
| Preferred Health Plan Contracted [320522] | $14 - $44 | 354% |
| American Healthcare Alliance Contracted [320020] | $15 - $47 | 380% |
| First Health Contracted [320128] | $15 - $46 | 380% |
| Multiplan Contracted [320270] | $17 - $52 | 430% |
| Private Health Care Systems Contracted [320320] | $17 - $52 | 430% |
| Usable Contracted [320409] | $17 - $52 | 430% |
| Point C [20238] | $18 - $54 | 456% |
| Workers Comp [20426] | $18 - $67 | 456% |
| Usa Managed Care Org Contracted [320429] | $19 - $59 | 481% |
| Ppo Plus Contracted [320310] | $20 - $60 | 506% |
| 90 Degree Benefits Contracted [320436] | $23 | 582% |
| Show-Me Health Administrators Contracted [320483] | $23 - $24 | 582% |