CMS Price Transparency Data

Total hip replacement

Facility: Mosaic Life Care at St Joseph

Billing Code: 27130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27130
Insurance Median: $1,873
Cash Discount Price: $2,238
vs. Medicare Baseline: 0.14x Medicare

The contracted insurance negotiated median rate for a Total hip replacement at Mosaic Life Care at St Joseph is $1,873. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,238. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.14x the Medicare baseline. Located in 5325 Faraon Street, Saint Joseph, MO.

Cash / Self-Pay

$2,238

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,873

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $2,238 (17%)

Insurance Median: $1,873 (14%)

Cash: $2,238 (17% of Medicare)

Ins. Median: $1,873 (14% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$696 - $12,966	5%
Medicaid / KanCare	$696 - $8,509	5%
UnitedHealthcare	$696 - $12,966	5%
Blue Cross Blue Shield	$1,186 - $12,966	9%
Amerigroup Of Iowa	$1,394	11%
Iowa Total Care	$1,394	11%
Molina Of Iowa	$1,394	11%
Centurion	$1,843	14%
Geha Shared Services	$2,138	16%
Ambetter / Centene	$2,253 - $24,635	17%
Freedom Select Healthlink	$2,261	17%
Healthlink Open Access	$2,261	17%
Preferred Health Professional	$2,261	17%
Sisco	$2,261	17%
Cigna	$2,317	18%
Multiplan	$4,522	34%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,238.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mosaic Life Care at St Joseph is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.