CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Barnes Jewish Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $126
Cash Discount Price: $102
vs. Medicare Baseline: 3.89x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Barnes Jewish Hospital is $126. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $102. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 3.89x the Medicare baseline. Located in One Barnes-Jewish Hospital Plaza, Saint Louis, MO.

Cash / Self-Pay

$102

Average discount available for prompt cash payment at this facility.

Insurance Median

$126

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $102 (315%)

Insurance Median: $126 (389%)

Cash: $102 (315% of Medicare)

Ins. Median: $126 (389% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 389% of the Medicare baseline (a markup of 289%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$31 - $351	96%
Blue Cross Blue Shield	$31 - $148	96%
Essence Healthcare [221]	$31	96%
Humana	$31 - $111	96%
UnitedHealthcare	$31 - $205	96%
Cox Health [757]	$33	102%
Devoted Health Plan [847]	$33	102%
Medica [662]	$33	102%
Healthlink [225]	$82 - $128	253%
Cox Health Systems Insurance Company [220]	$94 - $110	290%
Health Alliance [224]	$94	290%
Allied Benefits [498]	$99 - $351	306%
Hope Trust [806]	$99	306%
Healthscope Benefits [258]	$104 - $205	321%
Cigna	$109 - $199	336%
Med-Pay [480]	$110 - $128	340%
Unicare [568]	$110 - $128	340%
Consociate [478]	$114	352%
Sarah Bush Lincoln [636]	$114	352%
First Health Commercial [734]	$126	389%
Beechstreet [551]	$128	395%
Detego Health [868]	$128	395%
Health Systems Inc [620]	$128	395%
Healthcare Sol Mercy [609]	$128	395%
Multiplan Commercial [737]	$128	395%
Multiplan [240]	$128	395%
Phcs [244]	$128 - $136	395%
Preferred Health Professionals [561]	$128	395%
Medica [661]	$136	420%
Hfn [563]	$144	444%
Apwu Health Plan [216]	$173	534%
Nalc Health Benefit Plan [242]	$173	534%
Priority Health [648]	$173	534%
Coresource [497]	$351	1083%
Fmh Benefit Service Inc [222]	$351	1083%
Mail Handlers [495]	$351	1083%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $102.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Barnes Jewish Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.