CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Mercy Hospital Lebanon

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $2,627
Cash Discount Price: $2,277
vs. Medicare Baseline: 10.78x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Mercy Hospital Lebanon is $2,627. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,277. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 10.78x the Medicare baseline. Located in 100 Hospital Drive, Lebanon, MO.

Cash / Self-Pay

$2,277

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,627

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $2,277 (934%)

Insurance Median: $2,627 (1078%)

Cash: $2,277 (934% of Medicare)

Ins. Median: $2,627 (1078% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1078% of the Medicare baseline (a markup of 978%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$106 - $442	43%
Medicare (plans)	$221 - $234	91%
Aetna	$230 - $2,224	94%
Blue Cross Blue Shield	$230 - $1,414	94%
Champva [20065]	$230	94%
Cherokee Nation Health Serv Contracted [320066]	$230	94%
Cigna	$230 - $2,592	94%
Cross Timbers Hospice [20098]	$230	94%
Dept Of Veteran Affairs Contracted [320106]	$230	94%
Elara Caring Aspire Hospice [20433]	$230	94%
Globalhealth Contracted [320145]	$230	94%
Halo Hcr Inc Hospice Contracted [320432]	$230	94%
Halo Hcr Inc Hospice [20432]	$230	94%
Humana	$230 - $2,978	94%
Kindful Hospice Contracted [320434]	$230	94%
Kindful Hospice [20434]	$230	94%
Mercy Hospice Okc [20252]	$230	94%
Mercy Mgd Behavioral Health Contracted [320259]	$230	94%
Pace Of The Ozarks Contracted [320518]	$230	94%
Provider Partners Health Plans Contracted [320450]	$230	94%
Qual Choice Contracted [320325]	$230	94%
Tricare	$230	94%
UnitedHealthcare	$230 - $3,328	94%
Healthscope Contracted [320182]	$293	120%
Centivo Contracted [320505]	$387	159%
Ambetter / Centene	$442	181%
Home State Health Plan Contracted [320187]	$442	181%
Novasys Contracted [320285]	$442	181%
Medica Contracted [320239]	$1,203	493%
Medica [20239]	$1,203	493%
Administrative Payor Contracted [320005]	$1,576	647%
Healthlink Contracted [320179]	$2,277 - $2,978	934%
Preferred Health Plan Contracted [320522]	$2,277	934%
90 Degree Benefits Contracted [320436]	$2,627	1078%
Mercy Benefit Admin Contracted [320251]	$2,627 - $2,802	1078%
Show-Me Health Administrators Contracted [320483]	$2,627	1078%
United Medical Resources Contracted [320454]	$2,627 - $2,802	1078%
Aither Health Contracted [320449]	$2,802	1149%
Auxiant Contracted [320462]	$2,802	1149%
Benefit Management Contracted [320052]	$2,802	1149%
Ebms Contracted [320493]	$2,802	1149%
Edison Health Solutions Contracted [320502]	$2,802	1149%
Evolutions Health Care Contracted [320124]	$2,802	1149%
First Health Contracted [320128]	$2,802	1149%
Health Systems Inc Contracted [320174]	$2,802	1149%
Imagine 360 Contracted [320494]	$2,802	1149%
Insurance System Inc Contracted [320465]	$2,802	1149%
Point C Contracted [320238]	$2,802 - $3,328	1149%
Point C [20238]	$2,802	1149%
Reflect Health Contracted [320492]	$2,802	1149%
Workers Comp [20426]	$2,802 - $2,978	1149%
Yuzu Health Contracted [320521]	$2,802	1149%
American Healthcare Alliance Contracted [320020]	$2,978	1222%
Usa Managed Care Org Contracted [320429]	$3,083	1265%
Multiplan Contracted [320270]	$3,328	1365%
Private Health Care Systems Contracted [320320]	$3,328	1365%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,277.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercy Hospital Lebanon is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.