CMS Price Transparency Data

Bunion correction surgery

Facility: Moberly Regional Medical Center

Billing Code: 28296 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$4,220

about 1.3× the $3,343 Medicare rate · typically $3,547–$4,386

modeled estimate · not a bill or quote

What this hospital charges insurers

$4,387

About the fair price

about $167 over the fair price · 1.3× Medicare

Medicare pays $3,343 Fair price $4,220 This hospital $4,387 Cash price $24,024 Hospital's list price $88,976

How we calculate the fair BaseRate →

How this hospital compares to other MO hospitals

Highest price of the 9 MO hospitals we have prices for — worth calling around.

Cheapest $549 Priciest $4,387

Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Bunion correction surgery is about $4,220 (about 1.3× the $3,343 Medicare rate). Moberly Regional Medical Center charges insurers about $4,387, or about $24,024 in cash — about the fair price. Located in Moberly, MO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$3,510 - $68,067	105%
Blue Cross Blue Shieldmajor	$3,523 - $31,676	105%
Aetnamajor	$58,546 - $71,181	1751%
Cignamajor	$27,761	830%
Devoted Health	$3,626	108%
HealthLink	$3,060 - $3,400	92%
+ 10 smaller / regional plans	$4,387 - $63,609

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 24,024), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm Moberly Regional Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Moberly Regional Medical Center

Compare: Bunion correction surgery at other MO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.