CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Mercy Hospital South

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $95
Cash Discount Price: $83
vs. Medicare Baseline: 2.82x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Mercy Hospital South is $95. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $83. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 2.82x the Medicare baseline. Located in 10010 Kennerly Road, Saint Louis, MO.

Cash / Self-Pay

$83

Average discount available for prompt cash payment at this facility.

Insurance Median

$95

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $83 (246%)

Insurance Median: $95 (282%)

Cash: $83 (246% of Medicare)

Ins. Median: $95 (282% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 282% of the Medicare baseline (a markup of 182%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$8 - $145	24%
Aetna	$19 - $184	56%
American Health Advantage Of Mo Mcr [10473]	$32	95%
Blue Cross Blue Shield	$32 - $233	95%
Cherokee Nation Health Serv Contracted [320066]	$32	95%
Cigna	$32 - $233	95%
Cross Timbers Hospice [20098]	$32	95%
Dept Of Veteran Affairs Contracted [320106]	$32	95%
Elara Caring Aspire Hospice Contracted [320433]	$32	95%
Elara Caring Aspire Hospice [20433]	$32	95%
Globalhealth Contracted [320145]	$32	95%
Halo Hcr Inc Hospice Contracted [320432]	$32	95%
Halo Hcr Inc Hospice [20432]	$32	95%
Humana	$32 - $91	95%
Kindful Hospice Contracted [320434]	$32	95%
Kindful Hospice [20434]	$32	95%
Medicare (plans)	$32 - $127	95%
Mercy Hospice Okc [20252]	$32	95%
Pace Of The Ozarks Contracted [320518]	$32	95%
Qual Choice Contracted [320325]	$32	95%
Tricare	$32	95%
UnitedHealthcare	$32 - $193	95%
Provider Partners Health Plans Contracted [320450]	$35	104%
St Johns Mercy Rehab Llc Contracted [320359]	$35	104%
Centivo Contracted [320505]	$54	160%
Preferred Health Plan Contracted [320522]	$57	169%
Hope Trust Contracted [320488]	$73	216%
Health Choices Contracted [320448]	$76	225%
Health Choices [20448]	$76	225%
Medical Associates Health Contracted [320444]	$76	225%
Federal Medical Center Contracted [320127]	$83	246%
Insurance System Inc Contracted [320465]	$83	246%
Point C Contracted [320238]	$83	246%
Tri State Healthcare Coalition Contracted [320379]	$83	246%
Healthlink Contracted [320179]	$86 - $225	255%
First Health Contracted [320128]	$89 - $91	264%
Mercy Mgd Behavioral Health Contracted [320259]	$89	264%
Multiplan Contracted [320270]	$89 - $95	264%
Private Health Care Systems Contracted [320320]	$89	264%
Workers Comp [20426]	$95 - $102	282%
Medica Contracted [320239]	$137	406%
Ambetter / Centene	$145	430%
Home State Health Plan Contracted [320187]	$145	430%
Novasys Contracted [320285]	$145	430%
Mercy Benefit Admin Contracted [320251]	$170 - $215	504%
Mercy Benefit Admin [20251]	$170 - $215	504%
United Medical Resources Contracted [320454]	$193	572%
Show-Me Health Administrators Contracted [320483]	$209 - $219	620%
Aither Health Contracted [320449]	$215	637%
Aither Health [20449]	$215	637%
Auxiant Contracted [320462]	$215	637%
Ebms Contracted [320493]	$215	637%
Edison Health Solutions Contracted [320502]	$215	637%
Imagine 360 Contracted [320494]	$215	637%
Reflect Health Contracted [320492]	$215	637%
Yuzu Health Contracted [320521]	$215	637%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $83.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercy Hospital South is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.