CMS Price Transparency Data

Inguinal hernia repair

Facility: Centerpoint Medical Center

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $4,950
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.35x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Centerpoint Medical Center is $4,950. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 1.35x the Medicare baseline. Located in 19600 East 39Th Street, Independence, MO.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,950

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Insurance Median: $4,950 (135%)

Ins. Median: $4,950 (135% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United	$1,121 - $7,134	31%
Healthyblue	$1,143	31%
Medicaid / KanCare	$1,154	32%
Amerigroup	$1,166	32%
Unicare	$1,166	32%
Home State Health Plan	$1,177	32%
Humana	$3,738 - $4,643	102%
Universal Healthcare	$4,250	116%
Multiplan	$4,658 - $6,899	127%
Nhc Advantage	$4,950	135%
Corvel Corporation	$5,531	151%
Aetna	$5,690 - $12,237	156%
Oha Network	$5,764	158%
Oscar	$5,876	161%
Cigna	$6,825 - $10,174	187%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Centerpoint Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.