CMS Price Transparency Data

MRI, brain (no contrast)

Facility: Centerpoint Medical Center

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70551
Insurance Median: $1,594
Cash Discount Price: $7,243
vs. Medicare Baseline: 6.54x Medicare

The contracted insurance negotiated median rate for a MRI, brain (no contrast) at Centerpoint Medical Center is $1,594. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $7,243. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 6.54x the Medicare baseline. Located in 19600 East 39Th Street, Independence, MO.

Cash / Self-Pay

$7,243

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,594

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $7,243 (2971%)

Insurance Median: $1,594 (654%)

Cash: $7,243 (2971% of Medicare)

Ins. Median: $1,594 (654% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 654% of the Medicare baseline (a markup of 554%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Global Sports Services	$25	10%
United	$131 - $4,469	54%
Healthyblue	$134	55%
Medicaid / KanCare	$135	55%
Amerigroup	$136	56%
Unicare	$136	56%
Home State Health Plan	$138	57%
Aetna	$204 - $5,065	84%
Multiplan	$205 - $7,349	84%
Corvel Corporation	$243 - $6,455	100%
Oha Network	$254 - $4,966	104%
Cigna	$272 - $7,945	112%
Blue Cross Blue Shield	$592 - $4,568	243%
Humana	$803 - $1,037	329%
Ambetter / Centene	$847 - $1,847	347%
Nhc Advantage	$865 - $1,887	355%
Wppa Providrs Care Network	$911 - $1,986	374%
Universal Healthcare	$1,594 - $3,476	654%
Coventry	$1,831 - $3,992	751%
Coventry Kc Mo	$1,867 - $4,072	766%
College Park Family Care Center	$1,958 - $4,270	803%
Cco, Inc.	$3,871 - $8,441	1588%
Focus Healthcare Mgmt, Inc	$4,099 - $8,938	1682%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $7,243.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70551.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Centerpoint Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70551.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.